• Build a business in an industry where you end up doing what you enjoy
  • Protect the downside: Spend as much time assessing the risk as you do the opportunities; diversify, and ringfence investments, do not cross guarantee them
  • Cash is king. Have 1 year operating cash buffer in the business and 2 years for personal expenses
  • When you invest make sure there’s at least a 20% margin of safety
  • Don’t lose control: borrowing too much risks the lenders taking control, and refinance debt 18 months ahead of maturity
  • Ask for advice but trust your instinct in the final decision even if its contrary to the advice
Morbi vitae purus dictum, ultrices tellus in, gravida lectus.